XRP Price Prediction Draws Focus at $1.65 as Ripple CEO Rejects Maximalist Stance

XRP traded near $1.54 on Sept. 25 as analysts focused on the $1.65 resistance area. Two separate technical setups now place that region near the center of the latest XRP price prediction debate. CoinMarketCap data showed XRP up about 3% over 24 hours after recovering from its recent pullback.

The technical discussion comes as Ripple continues expanding payment infrastructure around stablecoins and XRP Ledger assets. Chief Executive Officer Brad Garlinghouse has previously argued against an XRP-only approach to digital payments. Ripple’s current products also support several stablecoins and fiat settlement routes.

XRP Price Prediction Centers on the $1.65 Level

EGRAG Crypto identified $1.65 as the main area to watch within XRP price long-term structure. The monthly chart places that zone close to a broader technical band that has shaped previous price cycles. At the time of writing, XRP crypto traded near $1.52 up around 16% in the last week.

The setup also tracks the 33-month and 77-month exponential moving averages. The chart keeps its longer-term XRP price roadmap unchanged, with projected levels at $7.50, $13 and $30.

Those levels depend on XRP crypto continuing to follow the macro structure. Therefore, XRP would need to move through $1.65 before the longer-term targets become relevant.

The monthly structure also follows a large descending formation that stretches back several years. XRP price has moved away from its 2025 lows, but the chart still places the market below the upper boundary of that structure.

XRP Crypto Tracks Earlier September Setup

Dark Defender compared XRP’s September 24 daily structure with a forecast published on September 3. The earlier setup mapped an ABC correction before projecting a stronger move higher. The latest chart follows much of that sequence, including the decline toward the projected C-wave area.

XRP price then recovered through several Fibonacci retracement levels. The daily chart marks $1.2939 at the 50% level and $1.3798 at 61.8%. It places the 70.2% level at $1.4445 and the 85.4% level at $1.5692.

Price recently pushed toward the $1.57 area before pulling back. The chart also marks $1.8815 at the 161.8% extension and $2.9032 at the 200% level.

The same market analyst says Wave 3 has started despite expected pullbacks during the move. XRP’s daily RSI sits above the midpoint on the supplied chart, while the indicator remains below overbought territory. That keeps momentum positive without placing RSI near its upper extreme.

Ripple CEO Rejects an XRP-Only Payment Approach

The technical outlook arrives as Ripple’s chief executive takes a broader view of cryptocurrency payments. Garlinghouse says he does not consider himself an XRP maximalist and supports several cryptocurrencies for different reasons.

His comments focus on customer requirements rather than a single settlement asset. XRP may work best as a bridge asset in some payment flows. In other cases, a stablecoin may provide a better match for the customer’s needs.

Ripple’s platform supports XRP alongside RLUSD, USDC, USDT and fiat options for funding, settlement, and payouts. Ripple also backs RLUSD with cash, U.S. Treasury assets, and cash equivalents.

This article is for informational purposes only and does not constitute financial or investment advice. Technical forecasts are conditional and may not materialize.